UniLend Finance is a decentralized finance protocol that enables lending and borrowing of ERC20 tokens. It offers features such as permissionless listing, flash loans, dual asset pools, flexible lending, and on-chain price feeds. UniLend aims to provide an open financial infrastructure for the decentralized ecosystem and is powered by Ethereum, Polygon, and Binance Smart Chain. The platform also offers a V2 Dapp for users to interact with the protocol. UniLend has ecosystem partnerships with various DeFi projects and boasts a community of over 200k members.
The UniLend team is comprised of individuals who each have years of experience in the blockchain space. UniLend is a permission-less decentralized protocol that combines spot trading services and money markets with lending and borrowing services through smart contracts. The interest rates and collateralization ratio are based on supply, demand, and community governance. Borrowing limits are decided by liquidity in the trading pairs. UniLend’s protocol allows users to create a spot trading pair and separate money markets for any token. This enables DeFi participants to create their own lending and risk management strategies for lending, borrowing, and spot trading. UniLend allows both trading & DeFi capabilities to co-exist within the same protocol. UniLend has a full time team of developers working on the UniLend protocol and are in the final stages of developing the platform MVP, which is aimed to be completed in the coming weeks.