Tectonic is a decentralized non-custodial algorithmic money market protocol that offers users the ability to earn passive income by depositing assets or borrow funds to unlock liquidity in their assets. The platform adjusts interest rates based on market utilization rates, and it prioritizes the safety of user funds with audited smart contracts. Tectonic's protocol token, TONIC, is used for governance and staking into the Community Insurance Pool. The company is committed to the principles of DeFi, including interoperability and open source.