Skeps is a microservices platform that integrates banking services into merchant websites, retail stores, and 1:1 sales. Their lending gateway connects customers to real-time financing options, allowing them to make purchases of products and services valued at $500 and above. Skeps offers secure and instant financing through their multi-lender network, leveraging consumer data sources from industry-leading providers. They cater to various industries, including home improvement, retail, telecom, travel & hospitality, and health & wellness. Skeps aims to increase average basket size and conversion rates while providing tailored financing solutions.