Makara, now known as Crypto Investing by Betterment, offers expert-built crypto portfolios designed for long-term investing. They personalize portfolios based on individual goals and interests. Makara is a subsidiary of Betterment Holdings and an affiliate of Betterment LLC. They are registered with the SEC as an investment adviser and exclusively provide advisory services related to investing in cryptocurrencies and digital assets. Makara is not a broker-dealer, exchange, custodian, or wallet provider, and is suitable for investors willing to bear the risk of loss. Cryptocurrencies are highly speculative and volatile and are not legal tender or backed by the government.