Kroo Bank Ltd is a digital bank offering award-winning current accounts with a focus on customer support and sustainable practices. Customers can earn 4.35% AER interest on their account balance up to £85,000. The accounts have no monthly fees and offer zero fees when spending abroad. Kroo is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Deposits are protected by the Financial Services Compensation Scheme up to £85,000 per customer.