Fetcch is a decentralized payments network that connects users, wallets, and dApps, emphasizing cross-chain functionality and composable wallet IDs. It enables users to maintain a unified identity across multiple blockchain addresses, simplifying interactions and transactions. Fetcch serves as a middleware layer for chain-agnostic transaction requests, offering a Developer SDK for diverse payment solutions. It aims to streamline payment processes across wallets and applications, focusing on pull payments and cross-chain payment facilitation.