Cogito Finance (previously Cogito Protocol ) is a platform that brings traditional financial assets on-chain by offering institutional-grade investment products. It features three smart contract vaults: GFUND, TFUND, and XFUND, which tokenize fixed-income assets and equities. The platform addresses challenges in decentralized finance, such as unsustainable yield farming and regulatory uncertainty, through tokenization and the use of artificial intelligence for portfolio management.