APX Lending is a provider of Bitcoin-secured personal and business loans. It enables borrowing against Bitcoin with no sale required, competitive terms, no origination fees, and loan durations of 1 to 60 months. Loans are offered with up to 70% loan-to-value ratios, and collateral security is insured up to $250 million USD. APX Lending complies with FINTRAC and FinCEN regulations.