hi is a web3 neobank that offers trading, saving, and spending of both crypto and fiat currencies. Users can download the app, create a free account, and apply for a custom fiat and crypto debit card. The card can be used at any of Mastercard's 90 million merchants worldwide. hi also offers benefits for cardholders, such as up to 12% back on spending and the choice of multiple digital subscriptions. Additionally, hi provides a fully licensed crypto exchange for buying and selling over 100 cryptocurrencies. Users can set responsible crypto savings goals and earn yield with the flexibility to withdraw at any time.