Cross River Digital Ventures is a financial institution combining traditional banking safety and expertise with the innovation of a tech company. They focus on providing accessible financial services to businesses and consumers, especially those overlooked by legacy banks. The company has expanded its technology and diversified its offerings, particularly in payment solutions, through its proprietary banking core, Cross River Operating System (COS). They offer a range of products including platform lending, card and account programs, and various payment solutions like FedNow, RTP, Same-Day ACH, and more.